Easy Financing with PayPal Credit

PayPal Credit logo


Finance for 6 months with no interest.

Applying takes seconds and you'll know instantly if you're approved.

With PayPal Credit you can easily apply for 6-month financing right at checkout. There's no interest as long as the balance is paid in full within 6 months.

How do I apply?

Apply at checkout by selecting PayPal as your payment method and looking for the PayPal Credit box under your usual payment options:


What information does PayPal require?

The only info needed to apply is your birthday and Social Security number. You'll know if you're approved within seconds.

How do payments and interest work?

You'll have 6 months to pay off the balance of your purchase. You can make payments at any time for any amount. As long as you pay off the balance before the promotional period ends you won't be charged any interest.

If the balance is not paid in full within 6 months, you will be charged interest starting from the posting date of your purchase (which is usually within a few days of the purchase date). The APR is currently 19.99%. 

What happens if I'm not approved?

You'll can complete the payment with a credit or debit card through PayPal, or you can can select one of our other payment options.